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Mellon Investor Services Program Info

To join plan: Minimum $250 unless already a shareholder of record.

Optional cash investments: Min $50, normally invested weekly.

Fees: ($$=Medium)

Optional Cash: $4/check, $3/electronic, $2/automatic
Initial Investment: $10
Reinvestment: 5%($3max), free if less than 100 shares
Sales of shares: $15
Commissions: $.05/share(purchases), $.10/share(sales)

Information:

Mellon Bank, N.A.
c/o Mellon Investor Services
P.O. Box 3338
South Hackensack, NJ 07606-1938

(800) 368-8357 or (201) 329-8669

from documents dated October 10, 2001.

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